At Breakthrough Pediatric Therapy, we understand the complexities of insurance. At the time of your appointment payment is required upfront, but we make the process easier by helping every step of the way and providing a superbill that can be easily submitted to your insurance company. Some pros of using an out-of-network provider include: services may apply to your deductible, treatment plans are individualized to the child and not subject to insurance parameters and the therapist and family determine initiation of services and discharge, avoiding delays in care while waiting on referrals and preauthorizations and the ability to work with your therapist to set the goals and treatment plan that is best for your unique child (not based on reimbursement rates or visit limits).